my eyes have been opened if i'm all honest. i've been thinking about it quite alot. a good example is say an oldish guy, like my dad, in his 50's buys a nice car but its got stock steelies on. we all know dads are like "could do with a nice set of alloys" so he gets some and it doesn't even cross his mind to tell his insurance as he sees himself as a good family man who aint into maxpower magazine etc. if he has an accident, will he get bummed? will it be void? i wasn't on my bmw for the wheels, they paid out the £2700 for a total loss stolen and fired but my next car on that policy was my k10 runner, they charged me extra for the wheels that were fitted to the bmw. i'm slightly confused.