Well basically i said the bodykit is an optional extra which came with some micras, and has a value of less than £250, also the alloys have a value of less than £250, so they didnt seem to mind.
Since declaired, my policy has gone up £75 per year, but that also includes changing it to fully comp & adding Ems as a named driver. If i was to break the costs down seperatly, i dont think they've charged hardly anything to cover the mods.
craig your right, if it was my fault, then they've already told me the modifications wouldnt have been covered, but as it wasnt, then it isnt a problem